Boat insurance

Bassinbohndo

Slacker at BD Ad Sales
Has Moderator Powers
Admin
Aug 20, 2015
33
17
8
San Clemente
Name
Mike Bohn
Boat
Champion 187 SC
I have a 19' bass boat with a big OB and i found BOATUS as the most competitive plus i get a break on my TOWBOATUS card.
 

ShadBurke

I've posted enough I should edit this section
Oct 28, 2005
3,452
1,780
113
Carlsbad
Name
Shad Burke
Boat
22' Boston Whaler Guardians
I have AAA and pay $126 for full coverage on my 22' Whaler Guardian with Yamaha F350 outboard.
 
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Bassinbohndo

Slacker at BD Ad Sales
Has Moderator Powers
Admin
Aug 20, 2015
33
17
8
San Clemente
Name
Mike Bohn
Boat
Champion 187 SC
Shad Burke, thats a good deal. I actually had AAA on all of my toys cars and house and had a similar rate but i moved over to statefarm for a friend and put the boat under BOATUS.
 

ShadBurke

I've posted enough I should edit this section
Oct 28, 2005
3,452
1,780
113
Carlsbad
Name
Shad Burke
Boat
22' Boston Whaler Guardians
AAA boat rate is standalone. I do get a discount on my AAA rate for auto as a result of the boat policy.
 

Blackfish

Fishing, a perpetual series of occasions for hope.
Sep 20, 2005
5,966
4,141
113
51
In a Pineapple, under the sea.
Name
Lee Obvious
Boat
50' Hatteras
AAA boat rate is standalone. I do get a discount on my AAA rate for auto as a result of the boat policy.
I have had two quotes over the course of 14 years of owning a boat(s) from AAA. They have never been able to beat BoatUS for the same amount of coverage. (both on the Hatt and the cuddy), however, they did beat Boat US on my sea doo's, but only by about $25.
 

Kman

I've posted enough I should edit this section
Apr 7, 2003
1,596
1,524
113
So Cal
Name
Kurt
Boat
Robalo R180 Trailer Trash
BoatUS (Geico). I just got full coverage on a Robalo R180 for $247, and that includes TowboatUS boat and trailer towing. Boat/trailer/stuff replacement value was $30K. Hope this helps.
 

phillyblunt

Member
Jun 10, 2005
678
112
43
SD
Name
Philip
Boat
EVEN KEEL
This is great info. I use Geico as well.
But does anyone know about insurance for charters? 6pac?
 

OILAGER

Hecho en Estados Unidos
Apr 27, 2006
2,249
734
113
M Class Planet / Riverside
Name
Wayne
Boat
Grady White 228 Seafarer "GOTTA GET'M"
Our policy actually went down almost $100 to $469 through BoatUS/Geico, paid it yesterday. We mentioned how others were complaining about price increases and a roundabout answer was alluding to slipped boats not being maintained and a higher incidence of damages/claims, which goes back to what someone else mentioned on another thread that the vessels over 25 ft. were seeing most of the increase in premiums. One is more apt to put a 25+ footer in a slip than a smaller vessel. I think they ask on the policy whether you're primarily in a slip or on a trailer, which might be a bigger factor now.
 

UnBelievable

F.V. UNBELIEVABLE
Jul 19, 2013
288
387
63
Mission Bay San Diego Ca. USA
Name
Norm Campbell
Boat
UnBelievable
Check your policy for Mexican waters........better find out now rather than later and have an ugly surprise. 1 degree south of Point Loma considered Mexican waters...not the land base boarder. Read your policy carefully.
 

Islandrat

Wish I was new
Aug 15, 2007
320
53
28
Camarillo
Name
Eric
Boat
Davis 22 to Radon 26 to Crystaliner 33
AAA covers to ensenada. Had 26 Radon and got a 33 Crystaliner...AAA is half the price for a bigger boat. But it does not have tow service built in.