I'm taking delivery on my new 2550XL May-Craft at the end of this week, I have Ins. on my 29 Nordic Deck from a guy out of Tx and my premium is $1300 the same guy quoted me over $800 for the May-Craft at that time I had 3 boats on one policy, I have since sold/traded one of the 3 boatsI use Boat US (which now Geico) on both my boats, and AAA on my sea doo's.
I'm not surprised about having to have a homeowners policy in order to write a watercraft policy as they want to sell you all of their products.Was Boat US, 335 I think. They tried to jack me to 800. NOT !!
Called AAA, was told they did not insure boats over 5 years old .
Probably same lady that told you no homeowners insurance, no insure. I think she is wrong about that. Last week, I called AAA again as I'm in the middle of a repower. Asked about the 5 year thing and that we USED to have homeowners insurance and everything insured thru them and now it was only roadside service that we had. She reassured me that they would be glad to help and quoted me 441. 35K value on my 226.
I'll be calling Gary at Twin Rivers today